Dental implants are usually not included in basic insurance coverage in the United States
In the United States, most dental insurance plans do not fully cover dental implants . Traditional dental insurance mainly reimburses basic care items such as teeth cleaning, fillings and tooth extractions, while expensive implant surgeries are often excluded or only partially covered.
Which insurance plans may partially cover dental implants?
Although most insurance policies do not cover dental implants, you may be able to get some coverage if:
- PPO Dental Insurance Planshigh-endplans may cover crowns or pre- operative X - rays: Some high-end plans may cover crowns or pre-operative X-rays
- Medical Insurance If the dental damage is caused by accident or illness , some medical insurance may cover a portion of the cost .: If the dental damage was caused by an accident or illness, some medical insurance plans may cover a portion of the cost
- Dental Discount Plan : Although not insurance, it provides discounted prices for dental implants
What items are likely to be partially covered by insurance?
- Initial examination and X-rays
- Tooth extraction or periodontal treatment (as preparation for implants)
- Dental crowns after implant surgery (covered by some dental plans)
How do I know if my insurance covers dental implants?
- Contact your insurance company and ask specifically if dental implants are covered
- Request treatment plan and submit it to insurance company for pre-authorization
- Ask the dentist to provide the treatment code so that you can check the insurance reimbursement items
Conclusion:
Although dental implants are less covered by insurance in the United States, you may still be able to obtain some compensation by choosing the right insurance plan or medical accident supplementary insurance. Understanding your own insurance policy is the first step to saving money on dental implants.